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VermontRealEstateVideos.com is providing Free Real Estate Listing Services to the For Sale By Owner (FSBO ) as well as listings and information for Vermont Real Estate.

Frequently Asked Real Estate Questions (FAQ)

Q Are there benefits to owning a vacation home?
A Today a vacation home can be purchased for investment purposes as well as enjoyment and tax benefits. Visit http://www.irs.ustreas.gov or talk with your tax planner for information on the benefits of owning a second home.

Q What is a covenant?
A Properties which are in historic districts or that are part of neighborhood associations may have certain covenants. These are restrictions which must be adhered to by all residents. Covenants help to maintain a consistency within the association to protect its value. Your realtor will make sure you have a copy.

Q How long will it take for my property to sell?
A There are three main variables that affect the length of time a property is on the market: the price of the home; the condition of the home; and the current market conditions. The seller can play a part: an appropriately priced home in great condition, will have appeal to many potential buyers and is more likely to sell more quickly—even in a slower market.

Q What’s the difference between an Offer and a Purchase & Sale?
A The Offer is the legal document, which is signed by both parties when a buyer and seller agree on the initial terms of the sale. The Purchase and Sale is a more detailed, lengthy legal document, which is often executed after certain contingencies (such as inspection) have been completed. When either document is signed by both the buyer and seller, they constitute a legally binding agreement.

Q Why should I buy a home, instead of renting?
A You will have a sense of personal satisfaction owning your own home. You will be able to create your own private space that is unique to you. When you own, you can do it all your way! Another benefit of owing is that you can deduct the cost of your mortgage loan interest from your federal income taxes. In the beginning, interest will compose nearly all of your monthly payment, for over half the number of years you will be paying your mortgage. This can add up to BIG savings at the end of each year. You are also allowed to deduct the property taxes you pay as a homeowner. Another financial plus in owning a home is the possibility of the home increasing in value over time. If you rent, you write your monthly check and it is gone forever. At the end of your lease, you have nothing and face the possibility of increasing rental rates. Q Why should I use a real estate broker? A Using a real estate broker is always very good idea. I or one of our other agents would be happy to assist you for your real estate needs. We can assist you with the details involved in home buying, particularly the financial ones. We can guide you through the entire home buying process and make the experience much easier and convenient for you. Our agents are well-acquainted with all the important things you want to know about Vermont.

Q Can I bring a personal check to a property closing?
A No, you will need a cashier's check or certified check for closing. This is to insure that the funds are equivalent to cash.

Q So what will happen at closing?
A At the closing, you will most likely sit at a table with me, the broker for the seller, probably the seller, and a closing agent. The closing agent will have a stack of papers for you and the seller to sign. While he or she will give you a basic explanation of each paper, you may want to take the time to read each one and/or consult with me to make sure you know exactly what you are signing. After all, this is a large amount of money you are committing to pay for a lot of years! Before you go to closing, your lender is required to give you a booklet explaining the closing costs, a "good faith estimate" of how much cash you'll have to supply at closing, and a list of documents you will need at closing. If you do not get those items, be sure to call your lender BEFORE you go to closing. Be sure to read the HUD booklet on settlement costs . It will help you understand your rights in the process. Don't hesitate to ask questions, I will be happy to answer them to the best of my ability.

Q What is earnest money?
A Earnest money is the deposit you make on the home when you submit your offer. Earnest money proves to the seller that you are serious about wanting to buy the house. When you make an offer on a home, your real estate broker will put your earnest money into an escrow account. If the offer is accepted, your earnest money will be returned to you at closing.

Q What is equity?
A Equity is the value of your property that is in excess of claims against it. When you make loan payments, the principle part of your payment increases your equity in your home

Okemo Real Estate and Homes for Sale in Okemo Vermont.

Everything you need to know about buying or selling a home in Vermont can be done on on the web! As real estate professionals in the state of Vermont, they are dedicated to providing the finest service available anywhere in the state of Vermont. Because the real estate industry is becoming more sophisticated and challenging every day, you need a professional who understands the industry and is positioned to stay ahead of the Vermont Real Estate game.

They can help you in finding or selling your dream Vermont home.

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Two roads diverged in a yellow wood, And sorry I could not travel both And be one traveler, long I stood And looked down one as far as I could To where it bent in the undergrowth; Then took the other, as just as fair, And having perhaps the better claim, Because it was grassy and wanted wear; Though as for that the passing there Had worn them really about the same, And both that morning equally lay In leaves no step had trodden black. Oh, I kept the first for another day! Yet knowing how way leads on to way, I doubted if I should ever come back. I shall be telling this with a sigh Somewhere ages and ages hence: Two roads diverged in a wood, and I- I took the one less traveled by, And that has made all the difference. * Poem by Robert Frost

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